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A bit about Precise Mortgages Ltd


Look no further than Precise Mortgages Ltd. As independent mortgage advisors in Hampshire, we can offer you honest and impartial mortgage advice based on your individual circumstances.

Securing market leading mortgage products since 2000, our experienced team can help you find the best mortgage for you at the best rate.

Whether you're looking to get your foot on the property ladder or you need to re-mortgage your property, Precise Mortgages Ltd can help you navigate the mortgage market. Areas covered and products provided include:

  • Mortgage life insurance
  • Re-mortgaging
  • House purchase mortgages
  • First time buyer mortgages
  • Help to Buy government initiative mortgages
  • Second home mortgages
  • Home improvement mortgages
  • Buy to let mortgages
  • Self-build mortgages
  • Commercial mortgages
  • Secured loans

At Precise Mortgages Ltd, we are not tied to one individual company, so you can be confident that all of our advice is wholly independent and 100% confidential. We assist you by looking at the mortgage market as a whole, and we have excellent relationships with our mortgage lenders.

We understand that when you have a busy schedule, it can feel like you have no time to discuss your mortgage or finances.

At Precise Mortgages Ltd, we offer home visits, evening appointments and weekend appointments, meaning you can have a chat with one of our professional and efficient advisors when it's best for you.

Call our Independent Mortgage Advisors now on 01252 459055 to discuss your requirements or to book an initial consultation at our own expense. Alternatively, you can email us at precisemortgages@btconnect.com

Life Assurance

Prepare for the unexpected with our life assurance advisers.

You never know what's around the corner. Wouldn't you like to know that your family and loved ones are protected in the event that something happens to you? Arranging life insurance can give you peace of mind and help you prepare for a range of unexpected scenarios.

Choosing the right type of life insurance can seem like an overwhelming task.

That's where our life assurance advisers come in. With 13 years experience in offering quality and professional advice to customers both in Hampshire and throughout the UK, we have the skills and knowledge required to help you find the right type of life insurance to suit your circumstances.

As we're not tied to any life insurance provider, you can trust Precise Mortgages Ltd for honest and impartial advice.

What can our life assurance advisers do for you?

Don't trawl through heaps of jargon attempting to decipher the true facts and figures. Let the experts at Precise Mortgages Ltd provide you with comprehensive and impartial information, allowing you to objectively choose the right provider for you without obligation.

Even if you have life insurance already in place, with all consultations at our expense you have nothing to lose by letting us assess your situation and formulate the best plan of action for you.

Our knowledge covers the following areas:

  • Mortgage life insurance
  • Decreasing term insurance
  • Level term insurance
  • Business protection insurance
  • Key Man life insurance
  • Family income insurance
  • Critical illness insurance

Call our mortgage and life assurance advisors now on 01252 459055 for more information, or email precisemortgages@btconnect.com today.

Your Recommendations

  • Tasha and Graham Bevan-Stewart

    23 October 2017,

    Neil was absolutely superb from start to finish in getting us through the long process of our remortgage, advising throughout on the different options. He even stepped in during the final week of completion to sort out problems with the lawyers. I would highly recommend Neil to any mortgage customer.

  • Chris Birch

    09 October 2017,

    Neil at Precise Mortgages comes very highly recommended. Even after just a making a brief enquiry he sent me a very detailed but clear email and had clearly researched the market with no obligation to me. There are cheaper advisers but there is a reason for that. You get what you pay for and Neil honestly is worth the money. I approached 4 companies in total but found them either pushy or disinterested unless you said yes straight away. Neil was neither and has been extremely helpful throughout. The building society messed up my mortgage twice and caused me a lot of aggro and stress. Neil helped resolve both issues one of which he still acted for me even after I had paid him. Many thanks Neil, you made the whole move a lot less stressful.

  • N Wright

    30 September 2017,

    I cannot recommend Neil Baker at Precise Mortgages Ltd enough. Honestly makes the process of buying a house effortless and stress free! Neil was recommended to me by a friend who said how kind, helpful and knowledgeable he was. Neil was just on the ball in every aspect and any issues we encountered Neil had the knowledge and determination to get it resolved promptly and with no effort on our part. Without Neil we would have probably given up at the first hurdle! Neil replied to all our calls and e-mails within a few hours. Absolutely amazing service and I will definitely be using Neil again in the future. Thank you so much Neil.

  • Ria Schirmer

    31 August 2017,

    Precise Mortgages Ltd / Neil was recommended to me by a friend; she said he was efficient, professional and would be able to help with my query. She was 100% spot on. My original email query was answered within a few hours and I was given honest and impartial advise. Once a decision was made the process went ahead without any complications. Would definitely recommend and will most certainly use again when the time comes

  • Rhea Horlock

    29 August 2017, View Facebook Profile

    I was recommended Precise Mortgages by a friend when I came to buying my first home. Neil was excellent, quick to reply to any questions I had and presenting my options to me in a way I could easily understand. Neil made the whole process hassle free from my side - I would definitely recommend.

  • Amanda Wilson

    30 June 2017,

    After my initial telephone conversation with Neil I knew that he was going to be easy to deal with. He freely gave me advice, even before I decided to use his services. When you're going through the potential stress of buying and selling you need as many elements to manage themselves and that is just what happened with my mortgage application. I highly recommend speaking to Precise Mortgages about your requirements.

  • Kayleigh Woolgar

    15 May 2017,

    I used Neil Baker at Precise Mortgages as I wanted to use someone fairly local to me and I was so glad I did. From my first enquiry I received an informative reply and nothing was too much trouble. I was kept informed of all of my options at all times and Neil did his very best to obtain the best options to suit my circumstances. I would definitely recommend Precise Mortgages.

  • Carol Horchuk

    24 April 2017,

    As a first time buyer I had numerous questions about the mortgage process and the different options available. Neil took the time to go through a number of scenarios, ultimately finding the best option. He was professional, friendly and made everything straightforward.

  • Graham Bateman

    10 April 2017,

    We recently engaged Neil at Precise Mortgages to assist us with a new mortgage, and would highly recommend them if you want a great deal and great, timely and friendly service. Give them a call.

  • Alistair Adamson

    29 December 2016,

    We used Neil for the mortgage application to buy our new home and his service and professionalism was first class. The process was seamless and Neil was available and quickly responsive throughout in answering any queries that we had. Importantly, I had 100% confidence that Neil was acting in our best interests and that made the process far less stressful than it may otherwise have been. I wouldn't hesitate to recommend Precise Mortgages and I will be using them again myself in due course.

  • Preeya Lakhani

    08 December 2016,

    Recently, Precise Mortgages Ltd got me to the point of completion of my very first property via the government Help-to-buy scheme. Not only did I receive advice about what mortgage was best for my personal circumstances, but I was also helped a little in selecting the property. Being a young first-time buyer, I did have many bumps along the way. They were dealt with fast, efficiently and with the up-most professionalism. Now that I have finally reached where I need to be, I will be every grateful to Precise Mortgages, and recommenced them to anybody whose looking to buy a home.

  • Matthew Lewis

    28 November 2016,

    I used Precise Mortgages earlier on in the year for my very first house purchase in May. I had seen recommendations for Neil and plenty of them so decided after speaking to him that he was our man. The whole process was very straight forward and so hassle free in a time which is quite stressful. A very honest and helpful company. Thank you.

  • Lisa Martin

    14 July 2016,

    We were recommended Neil by some close friends of ours & we were so happy with the service which he provided. This was our 2nd mortgage & we were quite apprenhensive about the process. Neil reassured us & supported us the whole journey making it so stress free. He was always quick to reply to emails & went over & above with the help he gave. I now wouldn't go to or recommend anyone else but Neil. Couldn't be happier with our new home & Neil played a massive part in us being able to get it!

  • Hannah Beckett

    24 June 2016,

    I have to recommend this mortgage advisor, Neil has been so very helpful and understanding with everything in getting the mortgage right for us. I used Prestige Mortgages Ltd as I was staircasing to buy my property out right, and as I didn't have a choice previously with what mortgage company to go with this was my first 'real' experience of getting a mortgage. Neil was very helpful, reassuring and made the whole process a breeze. If I need another mortgage in the future, I certainly will be going back to them, Thank you Neil for all your help, really appreciate your help.

  • Graham Davies

    11 June 2016,

    Neil helped us remortgage, and was totally committed to helping us find the product we required. He was always available and made what can be a rather difficult process a very easy one. We would not hesitate to recommend him.

  • Mitchell Teitsworth

    06 June 2016,

    We used Neil to arrange a Shared ownership mortgage for us. He was great, very prompt in his approach and helped us all the way along the process. Moving house is stressful but Neil kept us up to date all the way along from application to recieving the mortgage offer and moving into the property. Thanks for your help Neil.

  • Grant Rodgers

    31 May 2016,

    I have used Precise Mortgages to arrange my last two house purchases, with subsequent re-mortgages during the term to maximise the best deals available. I find Neil to be both incredibly reliable in his information and very honest in his approach. It is wonderful to deal with a normal human being when negotiating the minefield of home purchases. My eldest daughter has also used Neil to recently secure a mortgage and proceed to her first home purchase. His insight to the whole market place and what the lenders will and wont accept was invaluable in her purchase too. Highly recommend this company to anyone

  • Matt Sheridan

    16 March 2016,

    Contacted Neil towards the end of last year, he was extremely helpful. Quickly assessed the right option for me and gave me the reasons for it in a clear and easy to understand manner. He kept me updated throughout the process and was on hand when I got stuck with some application questions! An all round great service delivered professionally. Would highly recommend.

  • Sarah Raynsford

    27 January 2016,

    We recently asked Neil to help us with remortgaging and have been thrilled with the results. Neil was quick to respond to all queries and kept us well informed at every step. He got us a much better deal than I had thought possible and was efficient and professional at all times. We are very happy customers.

  • Jon Page

    16 July 2015,

    As first time buyers, myself and my partner really had no clue where to begin. Neil explained everything incredibly clearly and supported us throughout the whole buying process. He found us a deal that suited us perfectly, not forcing any particular option on us at all. I would recommend Neil to anyone needing a mortgage broker. Thanks so much!

  • David and Jayne Boxall

    07 July 2015,

    This company offers an excellent personal service with a great depth of mortgage industry knowledge, they are extremely responsive and very quickly understand what you are looking to achieve...been using their services now, for over 25 years!...recommended. D&J

  • Paula Guest

    25 June 2015,

    I can't thank Neil enough for making the stressful process of organising 2 mortgages simultaneously as easy as he did. Neil was always available to answer my queries, proactive in providing me regular updates and ultimately thanks to Neil encouraged my solicitor to complete on the properties in super quick time. This being due to his highly organised and streamlined approach to what could be a complicated process. I now look forward to purchasing my next property knowing that the mortgage part will be the least difficult and stressful part with Neil at the helm!

  • Leigh Herbert

    18 March 2015,

    Used Neil recently to setup a first time mortgage. Guided us through the process tremendously, found us a great rate and importantly, was always at the end of the phone/email to keep updated/answer questions. Is extremely knowledgeable which he was more than happy to impart on us. Made what seemed initially a daunting task easy and stress free. Would absolutely recommend Neil's services and we will be using in the future.

  • Matthew Hatton

    17 March 2015,

    Neil was an absolute gent when it came to asking for his professional advice and opinion. Based on his recommendations we have been able to go ahead with our property extension which we are now in the midst of building and excited about the finished product, all thanks to Neil Baker at Precise Mortgages

  • Paula Wood

    11 December 2014,

    We received an excellent service from Neil. He found us a really good rate for our mortgage deal, which we are delighted with. We would definitely recommend Neil.

  • Rebekah Hanrahan

    27 October 2014,

    Both myself and my partner have found Precise Mortgages to have provided an A class service. We had been advised by friends to use Precise Mortgages and were not disappointed. We were both first time buyers so very new to everything. Our mortgage advisor Neil was happy to answer any queries we had and if unavailable, got back to us very quickly. I would highly recommend to anyone!

  • Mark East

    03 October 2014,

    As a first time buyer I had a lot of questions and concerns about getting a mortgage, Neil was fantastic from beginning to end, he answered the phone every time I called and responded to emails very quickly. I really can't recommend him enough especially to first time buyers as he has helped us through what could have been a very stressful process with no issues at all.

  • Craig Power

    01 September 2014,

    Brilliant to deal with and helped us through the hole process! Can not speak highly enough of the service offered!!

  • Mike Robinson

    02 August 2014,

    Having recently used this company I can highly recommend them. It's always a hassle sorting out a new mortgage but Precise Mortgages was straight forward and painless. They got back to me quickly with relevant quotes and once I decided on the product I wanted it was soon processed with the minimum of stress. And of course most importantly saving me plenty of money in the process.

  • Nick Reeve

    09 June 2014,

    I would definitely recommend Precise Mortgages. Neil Baker (the Boss) offers a very professional service, he has an expert knowledge of the mortgage market and helped speed up my transaction and save me money. A+!

  • Jo Hudson

    28 February 2014,

    Neil has been more than helpful. After getting us a great deal on our mortgage an even better one came up and he immediately contacted me so we changed over and save money on our repayments. We have not been the easiest of customers as we changed our property a few times and decisions about insurance, but Neil helped us through the whole process and saved me loads of work dealing with lenders. 100% we will be going back to Neil for our remortgage.

  • Mr & Mrs Lemon

    20 January 2014,

    Since the first day we contacted Neil he has been nothing but helpful and given us all the advice we needed to get our mortgage. In fact he has been so much more helpful than any of the high street lenders. We would certainly recommend him to anybody and will definitely use him again in the future.

  • Wendy and Andrew Seirlis

    20 January 2014,

    Neil has been a continual support through three successful house purchases in five years. He has NOT ONLY secured the best rates for mortgages, guided us through the processes, fixed problems with solicitors, been avaialble 24 hours a day for hysterical questioning But also provided insurance cover and all necessary bits and pieces that go with a new purchase. We would highly recommend Neil and will continue to use him as our broker for many years to come.

  • Becky Shakeshaft

    15 January 2014,

    Precise Mortgages have been absolutely fantastic. They helped my partner and I get on the property ladder for the first time and helped us negotiate and understand the complicated world of mortgages! I would recommend Precise Mortgages to anyone, but particularly first time buyers who need impartial help and advise on what's best for them. Thank you Precise Mortgages, we definitely could not have done it without you!

  • Mr & Mrs Squire

    08 December 2013,

    Dealing with Neil and Precise Mortgages was a real pleasure. We simply did not have the time or expertise to sit an trawl through all of the best deals available at the time. We just advised Neil what our plans were and then he took care of everything in a timely manner. He also did not try to baffle us with a lot of “finance speak”. He just explained things to us in plain English, which was a great help and a refreshing change. We actually had to do very little ourselves as Neil took care of most of the communications between vendors, solicitors and ourselves and was always there (even happy to just “pop round”) whenever we had any questions. We are more than happy to recommend Neil and Precise Mortgages. Mr & Mrs Squires Fleet September 2013

  • Fran Carson

    06 December 2013,

    Neil appeared on Fleet Parents sometime ago offering financial advice. I had become rather concerned over our finances and decided to take matters into my own hands without consulting my Husband first! Neil was wonderful he listened to what I had to say and said he would call that evening. I pre warned my husband who happily took the call and gathered together the information Neil required. We then e mailed the information to Neil who advised us of the best plan of action we could take. We cannot thank him enough, We have sorted out our finances and can look forward to Christmas without getting ourselves into further Debt. Many Thanks Neil.

  • Lee Wells

    18 November 2013,

    A big thank you to Neil at precise mortgages limited for helping us to get on the property ladder what a great job you have done not only with the mortgage but with all the insurances as well thank you so much Neil.

  • Lyndsay Andrews

    18 November 2013,

    Neil Baker at Precise Mortgages is very helpful, friendly and professional. He is not pushy so you do not feel under pressure to make hasty decisions, but he will prompt you as things needs to be done which took some of the stress out of house buying/selling. We've ended up with a great mortgage, which we never would have found ourselves, so overall we are very happy with the service and products that Precise provided for us.

  • Paula Collyer

    17 November 2013,

    Neil has great knowledge and experience in the mortgage market and put a lot of time and effort into helping me arrange a new mortgage. I would have no hesitation in recommending Precise Mortgages Ltd.

  • Peter McManus

    08 November 2013,

    Precise Mortgages helped us get on the porperty ladder for the first time and we will forever be grateful for everything they did. They went above and beyond what you would expect to find the right deal for us! I will never use anyone else to find a mortgage, I recommend them to everyone I know!

  • Mr and Mrs Byrne

    07 November 2013,

    This is our second time in using Precise Mortgages and thoroughly recommend using them as a service of 10 out of 10 for getting us the mortgage we wanted on both occasions. We couldnt have done it without the help of Precise Mortgages and we are now in a better financial situation. Great service always providing the feedback we wanted and help in every step of the way. Our huge thanks to them in getting us into our new house.

  • Gary Murton

    07 November 2013,

    Neil Baker of Precise Mortgages to obtain my mortgage to which he gave an excellent service throughout, he was very professional and always responded very quickly to any questions that I had. I would have no hesitation in recommending his services and I will certainly be using him again in the future. Many many thanks.

  • Samuel Barrington

    07 November 2013,

    As first time buyers we approached Neil at Precise Mortgages and were extremely impressed with everything he has done for us over the last few months. He explains everything in a clear and concise way and offers plenty if options. We will definitely use Precise Mortgages again and will recommend them to all people we hear are after impartial mortgage advice.

  • Gary Adam

    07 November 2013,

    Neil, has been extremely helpful ensuring that the process was completed in a timely, professional manner. Thank you Gary

  • Amy Pamment

    07 November 2013,

    Neil is a very knowledgeable and helpful mortgage advisor who made our home buying experience as straightforward and painless as possible. He always came up with the best rates available and we were very happy with the service.

  • Natasha Downes

    06 November 2013, View Facebook Profile

    Neil at Precise Mortgages recently helped arrange our new mortgage and related home insurance when we moved house. At an already stressful time, when there are so many things to arrange and so much to do, it takes some of the 'hassle' away, as Neil compares the whole mortgage market place for the best deal. He is very friendly and approachable too - highly recommended!

  • Neil Wenn

    06 November 2013,

    I would like to recommend Neil Baker at Precise Mortgages for anyone who is looking for a new or re/mortgage. Neil was extremely helpful and provided a great service arranging everything for our mortgage and life insurance.

  • Graham Field

    06 November 2013,

    Precise Mortgages provided us with a suitable mortgage without any trouble and we are very happy with their service.

  • Marisa Bo


    I contacted Neil from Precise Mortgages regarding a mortgage. Our situation was not straight forward but despite this, Neil managed to give us the best advise possible and assisted us through the whole process. I have read about the horror stories of applying for a mortgage but Neil made the whole process stress free and easy. The whole process took 6 working days from application to receiving a formal offer. I would recommend Neil to anyone who want to apply for a mortgage and will use him again in future.

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